Volume 12 | Issue 9 |

 Abstract

Purpose: The main intention of the present paper is know that how far the demographics of respondents impact on the study of microfinance activities. Further, the study is conducted to probe the factors driving social capital formation, factors driving women empowerment, impact of financial literacy on women empowerment and the different livelihood activities undertaken by the members. The women studies reveal that unless and until women are developed their empowerment programmes have no real meaning. Women's empowerment has been noticed as a pre-requisite condition to reduce poverty in developing nations (Aysha et al., 2018). Since independence the poverty alleviation programmes through government sponsored programmes could not yield expected result an in many cases and the implementation of welfare programmes could not trickle down to the level of poor who are living in the slums and outskirts. As a powerful tool microfinance also creates financial literacy among the SHG members. Methodology / Design: A well structured questionnaire was managed as schedule after considering the literacy level, incompleteness, rejection. A total 113 questionnaires were in the hand and out of this only 100 were usable one forming 88.49% success rate. Chi-square contingency co-efficient, Kendall's co-efficient of concordance, weighted arithmetic mean, Garrett Ranking Technique and MFLI were performed. The participants of the study include SHG members from 5 taluks selected SHGs. These participants were interviewed and the required data was collated. Findings: The study found that all demographics are supporting the study and there exist significant variation in the data. Mutual help in case of need, social relationship social trust and believing co-members are the drivers of social capital formation. The study also reveals about the ranked factors like savings formation, more self confidence and more awareness of political system, voting and context as the factors driving women empowerment. The financial literacy factors which impact on women empowerment includes in the order of ranking, better economic security as the first rank, the second rank being avoids taking poor financial decision and the third rank financially literate women take better decision during emergency. The livelihood activities undertaken by the respondents include construction worker as the first rank, the second rank awarded to vegetable selling and the third due to working in RMC Yard.

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Keywords: Poverty, empowerment, decision making, construction worker, financial anxiety, savings formation, self confidence, literacy.

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Oxidative stress is a result of variation in levels of antioxidants that act as protective shields. Lower levels of antioxidants lead to deterioration of healthy cells exposing them to reactive oxygen species, peroxyl radicals, peroxy nitrite, hydroxyl radicals, singlet oxygen and allied species. Many diseases associated with lack of antioxidants are Parkinson's and Alzheimer's, ischemic injury, cancer and premature ageing. Spirogyra majuscule found in Koppa of Chickmagaluru district was investigated for its antioxidant and spore germination inhibition activities. Dry mass of algae had 30.01 % moisture and 6.2 % of ash. Extractions were carried out using hot and sonicated methods. Sohxlet extract gave 21 % pet ether, 3.6 % protein, 25 % reducing sugar fractions. The sonicated extract had 13 % pet ether, 3.2 % protein and 31.3 % reducing sugar concentrations. The hot: sonicated extracts showed phenol (590 mg: 450 mg), Flavanoid (250:360), Antioxidant (54.8:50.7) and Reducing powers (0.050:0.045). The spore germination inhibition of both the extracts by cavity slide method, in comparison with standard fluconazole, exhibited an average of 95.5 % activity against Fusarium oxysporum and 90.5 % against Curvularia lunata.

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Antioxidant activity, reducing power assay, bio-composition, Spirogyra majuscule, spore germination inhibition

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One of the most important aspects of corporate social responsibility in the modern world is green accounting. Businesses are starting to integrate the idea of the environmental element into their operations. Organisations in India will be able to identify resource utilisation and associated costs with the use of green accounting and reporting. Concern over environmental deterioration, which mostly manifests as pollution of various kinds in the air, water, and land as well as deforestation and soil erosion, has grown in recent years. Even while Indian corporations abide by environmental protection laws and regulations, there are currently no clear-cut policies established at the federal, state, or even corporate levels to guarantee the degree of adherence to environmental standards. .. This paper's goal is to give an overview of the many actions that organisations should take to make environmental accounting and reporting easier.

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Key words: environmental performance, environmental accounting, environmental reporting, and social responsibility.

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"India currently has a deceased donation rate of 0.05 to 0.08 per million people." India lags far behind the US, where the cadaver donation rate has reached 25 per million people in 2010, according to statistics from the Council of Europe. The major problem is lack of awareness. Cadaver donation is not a familiar concept among the Indian public. Myths and misconceptions exist at large. High school students are key actors in the organ donation process. The knowledge and attitudes of this group are of great importance, because these individuals can influence their families in all aspects of organ donation and transplantation.

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A STUDY TO ASSESS THE EFFECTIVENESS OF STRUCTURED TEACHING PROGRAMME ON ORGAN DONATION AMONG ADOLESCENT BOYS IN HILTON MATRICULATION HIGHER SECONDARY SCHOOL, CHROMPET, CHENNAI.

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Now a days, the social dimensions are the initial components of sustainable development. So, the sustainable development goals give acceptance as an elemental necessity to integrate economic, social and environmental dimensions which are interdepending to achieve any goal of sustainable development goals. The eight goals of sustainable development goals are directly related to social problems because it is well known to all that social sustainability is the major driving force behind the sustainable development of any country. This paper discusses about social sustainability, three major objectives and importance of sustainable development, social dimensions in sustainable development and implementing challenges of social dimensions.

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Challenges, Importance, Progress, Social Dimensions, SDGs

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Baroda U.P. Bank was established in India under RRB Act 1976 U/S 23(1) and Govt of India notification no. 3837 dated 26.11.2019. Command area of bank spreads in 31 districts of Uttar Pradesh. Bank is Committed to provide banking services with care, competence and compassion towards its customers in rural sector of Uttar Pradesh. Bank is shaping its commitment with financial as well as social spirit. It is proved by Programmes, Annual Reports and Balance Sheets of the bank.

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Baroda U.P. Bank, Social Banking, Mobile Banking, Smart Banking, Financial Literacy

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Constitution of India guaranteed the child rights against the employment of children in factory, mines or engagement in any other hazardous employment. Not only this, there are other constitutional provision and many legislations to protect the interest of children. As child labour is a vital issue for any developing countries like India or under developed countries or any developed countries. It is because almost one third of the world's population comprises of children. Children are important of the social structure and the potential future carries of the culture unfortunately, the problem of child labour is existing in our country. Children's are the gift of 'God'. Nature has given childhood, as a gift to human being. It is believed that childhood is an evidence of the faith of God in human being. So, the childhood of any child should not destroyed. "Dignity of labour is honour in hour of work culture" said by Mahatma Gandhi.

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Human Rights, Child Labour, Human Rights Commission, Fundamental Rights of Child, Protection of Children

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Prevalence of Bacterial Isolates Causing Community Acquired Urinary Tract Infections and its Antibiotic Resistance Pattern In Tertiary Care Hospital. Dr. Himani Brahmbhatt1, Resident doctor, Department of Microbiology Dr. Sejul K. Antala2, Assistant Professor, Department of Microbiology Dr. Pradnya Mahapure3, Resident doctor, Department of Microbiology Dr. Bansari Saradava4, Resident doctor, Department of Microbiology Dr. G.U. Kavathia5, Professor and Head of Microbiology Department of Microbiology, P.D.U. Medical College and Hospital, Rajkot. Abstract: Introduction: Urinary tract infection is the most common bacterial infectious disease after respiratory tract infection disease in community practice. Detection of UTI-causing pathogens and resistance of these pathogens to commonly prescribed antibiotics in clinical setups is essential and helpful in improving the efficacy of empirical treatment. Aims and Objectives: It aims to identify the most common UTI pathogens and their prevalence by sex and age group to improve treatment and management at this hospital. Material and Methods: 300 urine samples received at Tertiary Care Hospital, Rajkot during Jan-2024 to June-2024 were tested for bacterial pathogen by culture and Biochemical reaction. Results: Out of 300 urine samples, 46 (15%) were positive for urinary tract infection (UTI) isolates. Gender-wise, UTIs were more prevalent in female patients 25(54.34%) compared to male patients 21 (45.65%). The distribution of UTI cases across different age groups and genders revealed that the highest prevalence in females was in the 21-40 years age group (56%), while for males, it was in the >60 years age group (61.90%). E. coli was the most common isolate (67.39%). Antimicrobial susceptibility testing showed Aminoglycosides and carbapenems should be preferred over fluoroquinolones and cephalosporins. Conclusion: Present study reported that E. coli isolate was the most common pathogen causing UTI which mainly affected females. Aminoglycosides and meropenems showed higher sensitivity. This study will help to improve treatment recommendations in a specific geographical region. The study also allows comparison of the situation in Rajkot with other regions within and outside the state as well as in the country or outside the country. Key words: urinary tract infection; dysuria.

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Key words: urinary tract infection; dysuria.

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This paper examines Arundhati Roy's The God of Small Things through a postcolonial lens, focusing on the themes of cultural hybridity, mimicry, and marginality. Set in postcolonial India, the novel disrupts binary notions of colonialism by exploring the relationships between the colonizers and the colonized, particularly in the context of the caste system and gender roles. Roy's work challenges the oriental discourse of Europeans and highlights the struggles of marginalized groups, including the Untouchables and upper-class women. This analysis delves into the ways in which Roy's novel abrogates the privileged center, exploring the intersections of feminism, caste segregation, and untouchability. Ultimately, the paper reveals how The God of Small Things critiques the social and religious constitutions of gender and castes, exposing the power dynamics that punish transgressions and silence marginalized voices.

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Feminism, untouchability, mimicry, marginality, relationship, gender equality, cultural hybridity.

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The idea behind this study is to examine the gradually development /fall in India's fiscal deficit through average method by taking data from 1986-87 to 2002-03 in the first part and in the second part i.e. 2003-04 to 2019-20.This study shows how fiscal consolidation and FRBM act-2003 have a significant effects on the gross fiscal deficit and aim of the work is to examine the impact of fiscal consolidation -FRBM act-2003 on India's fiscal deficit.

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: FRBM Act, Fiscal consolidation and Fiscal Deficit

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