Journal IJCRT UGC-CARE, UGCCARE( ISSN: 2320-2882 ) | UGC Approved Journal | UGC Journal | UGC CARE Journal | UGC-CARE list, New UGC-CARE Reference List, UGC CARE Journals, International Peer Reviewed Journal and Refereed Journal, ugc approved journal, UGC CARE, UGC CARE list, UGC CARE list of Journal, UGCCARE, care journal list, UGC-CARE list, New UGC-CARE Reference List, New ugc care journal list, Research Journal, Research Journal Publication, Research Paper, Low cost research journal, Free of cost paper publication in Research Journal, High impact factor journal, Journal, Research paper journal, UGC CARE journal, UGC CARE Journals, ugc care list of journal, ugc approved list, ugc approved list of journal, Follow ugc approved journal, UGC CARE Journal, ugc approved list of journal, ugc care journal, UGC CARE list, UGC-CARE, care journal, UGC-CARE list, Journal publication, ISSN approved, Research journal, research paper, research paper publication, research journal publication, high impact factor, free publication, index journal, publish paper, publish Research paper, low cost publication, ugc approved journal, UGC CARE, ugc approved list of journal, ugc care journal, UGC CARE list, UGCCARE, care journal, UGC-CARE list, New UGC-CARE Reference List, UGC CARE Journals, ugc care list of journal, ugc care list 2020, ugc care approved journal, ugc care list 2020, new ugc approved journal in 2020, ugc care list 2021, ugc approved journal in 2021, Scopus, web of Science.
How start New Journal & software Book & Thesis Publications

INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 6 | Month- June 2026

Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(CrossRef DOI)

Submit Your Paper
Login to Author Home
Communication Guidelines

IJCRT WhatsApp Contact

  IJCRT Search Xplore - Search all paper by Paper Name , Author Name, and Title

Volume 13 | Issue 8 |

Volume 13 | Issue 8 | Month  
Downlaod After Publication
1) Table of content index in PDF
2) Table of content index in HTML 2)Table of content index in HTML
3) Front Page                     3) Front Page
4) Back Page                     4) Back Page
5) Editor Board Member 5)Editor Board Member
6) OLD Style Issue 6)OLD Style Issue
Chania Chania
IJCRT Journal front page IJCRT Journal Back Page

  Paper Title: "ALUMINIUM-INDUCED NEUROTOXICITY: MECHANISMS AND IMPLICATIONS FOR NEURODEGENERATIVE DISORDERS"

  Author Name(s): Simran M. Nemane, Dr. Kiran B. Kotade, Krutika P. Hadole, Samruddhi M. Jagdale, Sangita N. Bhandare

  Published Paper ID: - IJCRT2508401

  Register Paper ID - 292493

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508401 and DOI :

  Author Country : Indian Author, India, 422103 , Nashik, 422103 , | Research Area: Pharmacy All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508401
Published Paper PDF: download.php?file=IJCRT2508401
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508401.pdf

  Your Paper Publication Details:

  Title: "ALUMINIUM-INDUCED NEUROTOXICITY: MECHANISMS AND IMPLICATIONS FOR NEURODEGENERATIVE DISORDERS"

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Pharmacy All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d505-d512

 Year: August 2025

 Downloads: 179

  E-ISSN Number: 2320-2882

 Abstract

Aluminium (Al), the third most abundant element in the Earth's crust, is extensively used in industrial processes, consumer products, and certain pharmaceuticals. Despite its non-essential role in human physiology, increasing evidence associates chronic aluminium exposure with neurotoxic effects, including oxidative stress, neuroinflammation, mitochondrial dysfunction, and cognitive impairment. Aluminium can cross the blood-brain barrier through transferrin-mediated and citrate-complex transport, accumulating preferentially in brain regions responsible for memory and learning. Experimental studies in rodents demonstrate dose- and time-dependent behavioural deficits, neuropathological alterations, and cholinergic system disruption. Factors influencing aluminium toxicity include dose, chemical form, exposure route, age, and renal function. Public health concerns persist regarding occupational, environmental, and dietary exposure, yet causal relationships with human neurodegenerative diseases remain debated. This review consolidates current evidence on aluminium sources, exposure pathways, mechanisms of neurotoxicity, behavioural outcomes, and research gaps, aiming to guide future studies and inform regulatory policies.


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Aluminium, Neurotoxicity, Oxidative stress, Blood-brain barrier, Neuroinflammation, Cognitive impairment, Environmental exposure, Mitochondrial dysfunction.

  License

Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: A Study On Linking SDGs 'Sustainable Development Goals' To Corporate Financial Performance

  Author Name(s): Rajesh Gupta

  Published Paper ID: - IJCRT2508400

  Register Paper ID - 292616

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508400 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508400
Published Paper PDF: download.php?file=IJCRT2508400
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508400.pdf

  Your Paper Publication Details:

  Title: A STUDY ON LINKING SDGS 'SUSTAINABLE DEVELOPMENT GOALS' TO CORPORATE FINANCIAL PERFORMANCE

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d485-d504

 Year: August 2025

 Downloads: 212

  E-ISSN Number: 2320-2882

 Abstract

This study examines the relationship between corporate financial performance and the implementation of Sustainable Development Goals (SDGs), with a focus on prosperity-related SDGs. Using fuzzy-set Qualitative Comparative Analysis (fsQCA), the research analyzes a sample of 26 companies to explore the interaction between SDGs and market capitalization, particularly emphasizing SDG 8 (Decent Work and Economic Growth) and SDG 11 (Sustainable Cities and Communities). The findings indicate that companies aligning their strategies with these specific SDGs tend to be associated with higher market capitalization, demonstrating the financial advantages of incorporating sustainability into business models. Conversely, the absence of certain SDGs, such as SDG 7 (Affordable and Clean Energy) and SDG 9 (Industry, Innovation, and Infrastructure), is associated with lower market value, suggesting that prioritizing specific sustainability initiatives is vital for financial success. Notably, the absence of SDG 10 (Reduced Inequalities) was found to have no significant impact on this research. These results contribute to the growing body of literature on sustainable business practices and provide valuable insights for companies aiming to integrate global sustainability goals while improving long-term profitability. Future research should investigate industry-specific variations and the long-term effects of SDG integration on financial performance.


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

SDGs, Corporate Financial Performance, ESG, Capitalization, SDG , Disclosure

  License

Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: Multimodal Learning: Integrating Text, Image, and Video in Large Language Models

  Author Name(s): Sachin Patil

  Published Paper ID: - IJCRT2508399

  Register Paper ID - 292532

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508399 and DOI :

  Author Country : Indian Author, India, 412207 , Hinjewadi P1, 412207 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508399
Published Paper PDF: download.php?file=IJCRT2508399
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508399.pdf

  Your Paper Publication Details:

  Title: MULTIMODAL LEARNING: INTEGRATING TEXT, IMAGE, AND VIDEO IN LARGE LANGUAGE MODELS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d481-d484

 Year: August 2025

 Downloads: 165

  E-ISSN Number: 2320-2882

 Abstract

Abstract--Multimodal learning empowers large language models (LLMs) to process text, images, and videos, enabling advanced capabilities in tasks like visual question answering (VQA), image captioning, and video understanding. This paper introduces the Multimodal Fusion Transformer (MFT), a novel architecture that employs a hybrid attention mechanism to dynamically align and fuse features from heterogeneous modalities. The MFT achieves 10-15% performance improvements over state-of-the-art models on benchmarks such as VQA v2.0, COCO, and MSRVTT, while reducing computational overhead. A comprehensive literature review identifies gaps in existing approaches, and a compact flow diagram illustrates the MFT architecture. Extensive experiments, including ablation studies and robustness analysis, validate its efficiency, scalability, and adaptability for real-world multimodal tasks. Index Terms--Multimodal Learning, Large Language Models, Text-Image-Video Integration, Hybrid Attention, Transformer Architecture


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

A.I , Machine Learning, Transformer, large language model, Multimodel Fusion Transformer

  License

Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: Khiladiyo Ke Mashpeshi Tantra Ke Karyo Per Yog Ev Preskshadhyan Ka Prabhav

  Author Name(s): Dashrath Singh, Yashpal Singh, Prof. Pradyumn Singh Shekhawat

  Published Paper ID: - IJCRT2508398

  Register Paper ID - 292344

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508398 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508398
Published Paper PDF: download.php?file=IJCRT2508398
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508398.pdf

  Your Paper Publication Details:

  Title: KHILADIYO KE MASHPESHI TANTRA KE KARYO PER YOG EV PRESKSHADHYAN KA PRABHAV

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d474-d480

 Year: August 2025

 Downloads: 177

  E-ISSN Number: 2320-2882

 Abstract

Khiladiyo Ke Mashpeshi Tantra Ke Karyo Per Yog Ev Preskshadhyan Ka Prabhav


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Khiladiyo Ke Mashpeshi Tantra Ke Karyo Per Yog Ev Preskshadhyan Ka Prabhav

  License

Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: Vartakar Bhupesh Adhvaryu

  Author Name(s): Vedant A. Purohit

  Published Paper ID: - IJCRT2508397

  Register Paper ID - 292565

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508397 and DOI :

  Author Country : Indian Author, India, 362015 , Junagadh, 362015 , | Research Area: Arts All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508397
Published Paper PDF: download.php?file=IJCRT2508397
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508397.pdf

  Your Paper Publication Details:

  Title: VARTAKAR BHUPESH ADHVARYU

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Arts All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d467-d473

 Year: August 2025

 Downloads: 178

  E-ISSN Number: 2320-2882

 Abstract

Vartakar Bhupesh Adhvaryu


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Vartakar Bhupesh Adhvaryu

  License

Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: CONCEPTUAL STUDY OF STANYAKSHAY: AN AYURVEDIC REVIEW

  Author Name(s): Dr. Gayatri Butolia, Dr. Rashmi Sharma

  Published Paper ID: - IJCRT2508396

  Register Paper ID - 290762

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508396 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508396
Published Paper PDF: download.php?file=IJCRT2508396
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508396.pdf

  Your Paper Publication Details:

  Title: CONCEPTUAL STUDY OF STANYAKSHAY: AN AYURVEDIC REVIEW

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d460-d466

 Year: August 2025

 Downloads: 244

  E-ISSN Number: 2320-2882

 Abstract

The female is at the center of the human life cycle. Because of her "janani" power, women have been held in high regard since the beginning of life in the universe human society must treat women with respect and care. The most priceless gift that God has given women is parenthood. These articles aim to raise awareness of the value of breastfeeding, its promotion, and the primary recent issue of stanyakshay (mostly brought on by changes in lifestyle and incorrect beliefs). A gift from the Almighty to little angels, breast milk is an elixir. For a mother, the most rewarding and satisfying experience is feeding her child. Every area of medical science provides a thorough explanation of the value of breastfeeding. The first six months following delivery should be spent solely breastfeeding the infant. Especially in primiparous moms, stanyakshaya (hypogalactia) or stanyanasha (agalactia) are fairly common conditions nowadays. Lactational deficiencies may be 30-40% common in Asian and tropical nations like India. Ayurvedic acharyas have described Stanyakshya in detail, including its causes and treatment, and they view it as a significant problem. Stanyakshaya is brought on by both physical and psychological factors. Agnimandya and Dhatukshaya are the two main causes of this illness. Several stanyanajanana, stanyavardhaka medicines, stanyavardhak aahaaras, and viharas were described by acharyas in Ayurveda; these have been shown to be safe, effective, and extremely significant over the millennia. This paper makes an effort is made to describe the concept of Stanyakshaya and its Ayurvedic management.


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Agnimandya, Dhatukshaya, Stanyakshaya, and Stanya naasha

  License

Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: "Effectiveness of a School-Based Teaching Program on Knowledge Regarding Healthy Lifestyle Practices Among High School Students in a Government School at Eluru, Andhra Pradesh"

  Author Name(s): DR.KOLANEEDI ANURADHA, MR.N.SUBRAHMANYAM

  Published Paper ID: - IJCRT2508395

  Register Paper ID - 292377

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508395 and DOI :

  Author Country : Indian Author, India, 534005 , eluru, 534005 , | Research Area: Health Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508395
Published Paper PDF: download.php?file=IJCRT2508395
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508395.pdf

  Your Paper Publication Details:

  Title: "EFFECTIVENESS OF A SCHOOL-BASED TEACHING PROGRAM ON KNOWLEDGE REGARDING HEALTHY LIFESTYLE PRACTICES AMONG HIGH SCHOOL STUDENTS IN A GOVERNMENT SCHOOL AT ELURU, ANDHRA PRADESH"

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Health Science All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d438-d459

 Year: August 2025

 Downloads: 259

  E-ISSN Number: 2320-2882

 Abstract


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Healthy lifestyle, Structured teaching program, School-based intervention, Adolescents, Health education.

  License

Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: Influence of different mulches on growth and yield of chilli cv. Kashi Anmol Dr. Shashi Bala* and Sushma Maurya

  Author Name(s): Sushma maurya, Dr. Shashi Bala

  Published Paper ID: - IJCRT2508394

  Register Paper ID - 292410

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508394 and DOI :

  Author Country : Indian Author, India, 221002 , varanasi, 221002 , | Research Area: Others area

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508394
Published Paper PDF: download.php?file=IJCRT2508394
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508394.pdf

  Your Paper Publication Details:

  Title: INFLUENCE OF DIFFERENT MULCHES ON GROWTH AND YIELD OF CHILLI CV. KASHI ANMOL DR. SHASHI BALA* AND SUSHMA MAURYA

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Others area

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d433-d437

 Year: August 2025

 Downloads: 212

  E-ISSN Number: 2320-2882

 Abstract


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Mulches, Black plastic, Growth and yield

  License

Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: A study on socio-economic empowerment of people of Darjeeling

  Author Name(s): Yogendra Kumar Prasad

  Published Paper ID: - IJCRT2508393

  Register Paper ID - 292543

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508393 and DOI :

  Author Country : Indian Author, India, 734102 , Darjeeling, 734102 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508393
Published Paper PDF: download.php?file=IJCRT2508393
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508393.pdf

  Your Paper Publication Details:

  Title: A STUDY ON SOCIO-ECONOMIC EMPOWERMENT OF PEOPLE OF DARJEELING

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d422-d432

 Year: August 2025

 Downloads: 186

  E-ISSN Number: 2320-2882

 Abstract

Given in the full paper


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: Assessing the Impact of Government-Led Financial Initiatives on the Economic Empowerment of Rural Youths in Odisha: A Study on Banking Inclusion and Financial Development

  Author Name(s): Dhiren Kumar Mahanta, Dr. Shashikanta Jena, Bikash Kumar Nath

  Published Paper ID: - IJCRT2508392

  Register Paper ID - 292288

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2508392 and DOI : https://doi.org/10.56975/ijcrt.v13i8.292288

  Author Country : Indian Author, India, 769004 , PANPOSH, ROURKELA, 769004 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2508392
Published Paper PDF: download.php?file=IJCRT2508392
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2508392.pdf

  Your Paper Publication Details:

  Title: ASSESSING THE IMPACT OF GOVERNMENT-LED FINANCIAL INITIATIVES ON THE ECONOMIC EMPOWERMENT OF RURAL YOUTHS IN ODISHA: A STUDY ON BANKING INCLUSION AND FINANCIAL DEVELOPMENT

 DOI (Digital Object Identifier) : https://doi.org/10.56975/ijcrt.v13i8.292288

 Pubished in Volume: 13  | Issue: 8  | Year: August 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 8

 Pages: d407-d421

 Year: August 2025

 Downloads: 246

  E-ISSN Number: 2320-2882

 Abstract

Financial inclusion has emerged as a pivotal strategy for driving inclusive economic growth and reducing rural poverty. In India, particularly in the state of Odisha, government-led financial initiatives such as the Pradhan Mantri Jan Dhan Yojana (PMJDY), Mudra Yojana, and Digital India have aimed to bridge the gap between rural populations and the formal financial system. For rural youths, access to financial services not only facilitates income generation and entrepreneurship but also enhances their socio-economic mobility and empowerment. This study investigates the impact of these financial initiatives on the economic empowerment of rural youths in Odisha. The primary objectives are to assess the level of banking inclusion, evaluate the awareness and utilization of government financial schemes, and analyze the relationship between financial access and youth empowerment in terms of income, savings, and entrepreneurial activities. A mixed-methods approach was adopted, combining quantitative data from 300 surveyed respondents across four rural districts in Odisha with qualitative insights from key informant interviews. Statistical tools, including correlation and regression analysis, were employed to examine the relationship between financial inclusion indicators and empowerment outcomes. Findings reveal a moderate but growing level of financial inclusion among rural youths, with PMJDY having the highest reach. However, gaps persist in credit access, digital literacy, and scheme utilization. Youths who actively participated in financial schemes demonstrated significantly better outcomes in income generation, self-employment, and savings behavior. The study concludes that while government financial initiatives have positively influenced youth empowerment, their full potential remains untapped due to implementation challenges and lack of awareness. Strengthening financial literacy, improving access to credit, and tailoring schemes to the needs of rural youth are critical to enhancing the long-term impact of financial development on youth empowerment in Odisha.


Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Financial Inclusion, Rural Youth Empowerment, Banking Inclusion, Government Financial Schemes, Digital India, Odisha Rural Economy, Credit Access, Financial Literacy, Digital Banking, Rural Entrepreneurship, Inclusive Growth.

  License

Creative Commons Attribution 4.0 and The Open Definition



Call For Paper June 2026
Indexing Partner
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
DOI Details

Providing A digital object identifier by DOI.org How to get DOI?
For Reviewer /Referral (RMS) Earn 500 per paper
Our Social Link
Open Access
This material is Open Knowledge
This material is Open Data
This material is Open Content
Indexing Partner

Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)

indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer
indexer