Volume 13 | Issue 7 |

 Abstract

A novel moringa gum based adsorbent (MOG-P) has been prepared and used for the adsorptive removal of U(VI) ions from aqueous solutions. Maximum adsorption occurred at pH 5.0 and the removal capacity increased with increase in adsorbent dose. Equilibrium was attained within 120 min. The U(VI) adsorption decreases with increase in ionic strength of the solution and the uranium adsorption occurs through outer-sphere surface complexation. The isotherm data follows Langmuir-Freundlich equation. The adsorption mechanism occurred by the complexation of uranium with oxygen atoms in P- OH/P=O group in MOG-P.

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 Keywords

Adsorption, U(VI), Moringa Gum, Isotherm

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

As technology integration becomes more prevalent in daily life, Fintech aims to address the shortcomings of traditional banking methods, enhancing efficiency, accessibility, and user-friendliness. Fintech driven by various factors, including increased demand for convenience, financial inclusion, cost reduction, technological advancements, and customer-centric approaches. Consumers expect faster, more convenient financial services, and Fintech innovations like mobile banking apps and digital wallets cater to this demand. Fintech also offers cost-effective solutions, such as low-fee payments and investment platforms. Fintech companies focus on improving user experience, leveraging open banking, disrupting traditional financial systems, and integrating with consumers' tech-savvy lives. The motivation behind fintech is to modernize financial services, reduce costs, and leverage technology to better serve consumers in a rapidly evolving digital world. The fintech industry has experienced significant growth in worldwide and transformation, with a projected $1.5 trillion in revenues by 2030. The fintech industry has experienced significant growth in India and transformation, driven by technological advancements and evolving consumer preferences. The global fintech sector is projected to reach $1.5 trillion in revenues by 2030, with a 14% growth over the past two years. Fintech, a technology integrating artificial intelligence, Block chain, and big data, has transformed financial services like banking, payments, lending, and investment. Collaboration between traditional institutions and fintech start-ups will drive innovation, creating new opportunities for businesses and consumers. Its demand is increasing day by day and will continue in near future.

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 Keywords

Fintech, Digitalization, Global growth, Artificial Intelligence, & Future Potential etc.

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Abstract Background: Adolescence is a formative period marked by emotional and psychological development. Emotional well-being during this stage significantly impacts mental health, academic success, and social interactions. Evaluating both positive and negative affect is essential to identify adolescents at risk for emotional challenges. Aim: This study aimed to assess the emotional well-being of adolescents by measuring their levels of positive and negative affect using the Positive and Negative Affect Schedule (PANAS), and to examine the relationship between affective states and selected socio-demographic factors. Methods: A descriptive cross-sectional study was conducted among 54 adolescents from Himaja Degree College, Puttur, using a non-probability purposive sampling technique. Data were collected using the standardized PANAS instrument and analyzed through descriptive and inferential statistical methods. Results: Findings revealed that most participants exhibited moderate levels of positive affect and low levels of negative affect, indicating a generally balanced emotional state. Statistically significant associations were observed between emotional affect and lifestyle-related factors, such as food habits and personal routines. Conclusion: The majority of adolescents demonstrated stable emotional well-being. However, specific lifestyle patterns were found to influence emotional states. Routine emotional screening using validated tools like PANAS, alongside the promotion of healthy personal habits, is recommended to enhance mental well-being among adolescents.

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 Keywords

Emotional wel-being,PANAS,Adolescents

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 Abstract

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 Keywords

Depressive, Mental Health, Machine Learning, Logistic Regression, Suicidal Thought, Academic Pressure, Risk Factor

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This article discusses the significance of women's folk songs played in colonial Uttar Pradesh as a means of expressing joy and sufferings. It explores how these songs served as a powerful medium for women to find solace, celebrate their joys, and voice their struggles within a patriarchal and colonial context. While specific examples from the colonial period may be scarce due to the lack of audio recordings, the article suggests various avenues to explore, such as oral traditions, folklore archives, ethnographic studies, literature, and contemporary folk music. By engaging with these resources, readers can gain valuable insights into the themes, cultural heritage, and empowering nature of women's folk songs in colonial Uttar Pradesh.

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 Keywords

Folk songs, women, Colonial Uttar Pradesh, melodies

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The rapid expansion of Financial Technology (FinTech) has disrupted India's banking sector, introducing digital payment platforms, peer-to-peer lending, Neobanks, and app-based financial services. These innovations challenge traditional banks by offering faster, cost-effective, and customer-friendly alternatives. This study empirically examines the impact of FinTech on the profitability and operational efficiency of Indian banks using financial ratio analysis, customer engagement trends, and comparative performance metrics. The findings indicate declining net interest margins (NIMs) and fee-based income for traditional banks, while digitally agile private banks show resilience through strategic FinTech partnerships. The study concludes with recommendations for banks to adopt collaborative FinTech models, AI-driven analytics, and open banking frameworks to sustain competitiveness.

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 Keywords

FinTech, Digital Banking, UPI, NIM, Open Banking, RBI

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This research paper will examine the impact of the 2025 India-Pakistan war on the international economy, analysing how a regional conflict between two nuclear-armed neighbors can instigate global economic disruptions. This research examines how military escalations immediately and long-term affect trade, manufacturing, pharmaceuticals, aviation, and financial markets through real-time economic data analysis of stock movements, currency fluctuations, trade suspensions, and sector impacts. It aims to demonstrate global markets' interconnectedness and volatility in response to regional geopolitical shocks while analyzing the economic costs of conflict.

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Economics, International Economics, Conflict, Economic costs, War and economy, Market volatility, Trade

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 Abstract

The paper aims to explore the philosophical depth of Kipling's poem "If," where it draws strong parallels between Kipling's ideals and the teachings of the Bhagavad Gita, especially the qualities of the ideal man in the contemporary world. An effort is made to establish a cross-cultural spiritual dialogue between English literature and Indian philosophy; this shows how Kipling's virtues reflect Vedantic principles, especially those rooted in Karma Yoga, equanimity, and self-realization. Each stanza of the poem is analyzed against relevant shlokas from the Gita, highlighting key values such as detachment, willpower, humility, emotional balance, and oneness. There is an analysis of the concept of Sthitaprajna (steady-minded one) and Yogi from the Gita as the equivalent of Kipling's "ideal man." The paper bridges Western literary expression and Eastern philosophical wisdom and proposes the integration of such moral-ethical frameworks in shaping current and future citizens and societies through education and literature.

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cross-culture literature, ideal man, literature and philosophy, ethical values, moral leadership.

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Abstract: In the contemporary Assamese literature, few literary works have been produced on some unconventional themes related to the field of Psychology, Physiology, Science and Medical Science etc. One of the such literary pieces is the novel Dark Chocolate by Neelakshi Chaliha Gogoi. The author is a physician and hence she knows very well about women's body, different hormones and their biological roles in women's body etc. She is driven by a strong desire to do something for those women who suffer a lot in their lives due to lack of body literacy or hormonal intelligence. As a result of her enthusiasm in this field, she has penned down the novel Dark Chocolate based on the theme of female hormone. Apart from the prominent theme of female hormone, the novel also contains the theme of the sufferings of women, the physical state of women in patriarchal society, issues of equalities and aspirations of women, traditional beliefs, rituals etc. of our society very realistically by depicting the tragic saga of the central character, Madhu.

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 Keywords

Body literacy, Dark Chocolate, Equality, Female hormone, Hormonal intelligence

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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 Keywords

Mushroom substrate, Response Surface Methodology, Box-Behnken Design, Apex Growth, Substrate Optimization.

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