Volume 12 | Issue 7 |

 Abstract

Abstract: The gender gap in financial inclusion remains a significant barrier to achieving gender equality and economic development. This study investigates the socio-economic, cultural, and institutional barriers contributing to the gender gap in financial inclusion. It examines the impact of financial inclusion on women's socio-economic empowerment and overall well-being. Using a sample of 50 dummy data points, multiple regression analysis was conducted to test two hypotheses: (1) socio-economic, cultural, and institutional barriers significantly contribute to the gender gap in financial inclusion, and (2) financial inclusion positively impacts women's socio-economic empowerment and overall well-being. The results indicate that socio-economic factors such as income level and financial literacy significantly influence access to financial services, highlighting the importance of targeted interventions to bridge the gender gap. Additionally, the study finds that financial inclusion positively impacts women's socio-economic empowerment, enhancing their decision-making power and quality of life. These findings underscore the need for comprehensive financial literacy programs, gender-sensitive financial products, and supportive policy frameworks to promote financial inclusion for women. Future research should focus on longitudinal studies, gender-disaggregated data, and the role of digital financial services to further understand and address the complexities of this issue. By fostering multi-stakeholder collaboration and leveraging technological innovations, significant strides can be made towards closing the gender gap in financial inclusion and achieving a more equitable and prosperous society.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Gender Gap, Financial Inclusion, Cultural Barriers, Digital Financial Services

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Yoga is the highest discipline that man can have. Its goal is to bring the limited individual over his limitations and merge with Total Consciousness, or the Divine. Patanjali described the strenuous eight limbs of yoga, Yama, Niyama, Asana, Pranayama, Pratyahara, Dharana, Dhyana, and Samadhi as the steps to reach this goal. Swami Isa developed a simple method of Ashtanga yoga, which he teaches to students at the Isa Viswa Vidyalayam, called Life for Total Consciousness. Children and youth under 25 were surveyed to observe any benefits to their emotions, quality of thoughts, and relationships. The respondents reported significant improvements in all three areas after regularly practicing Life for Total Consciousness for at least six months.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Yoga, Education, Swami Isa, Total Consciousness, Life for Total Consciousness, Ashtanga Yoga, Patanjali, Samadhi, Asana

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Creative Commons Attribution 4.0 and The Open Definition

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Purpose - This study helps to understand the new trend of skill management strategies in banks. The paper helps in identifying the variables, keywords, and most cited papers for improving the performance of bank employees. The study also suggests the scope for further study on this topic. Design/methodology/approach - In this paper, Bibliometric analysis is used. Data are retrieved from the SCOPUS database. A total of 341 papers is selected from 456 papers for the study. VOS viewer software is also used for analysis and drawing inferences. Papers are limited to time (from 2005 to 2022), subject area (Business, Management and Accounting, Psychology, Social Sciences, Economics, Econometrics, and Finance), and language- English. Findings - This study helps in identifying the variables of skill management to improve employee performance in banks. This paper helps scholars, top management of banks, policymakers, etc. for improving or adopting various strategies that can improve the employee performance. In addition, this paper also contributes to the skill management strategies for improving employee performance in banking sector literature by identifying the keywords, authors, journals, citations by countries, affiliations, and publications in a year. Research limitations/implications - This study uses the data from the past 18 years to understand the topic in terms of the document published per year, most cited papers by countries, most impactful journals, keywords, top authors, etc. the study shows there are very few papers on this topic. We need to research more on this topic for a better understanding. Originality/value - The paper helps understand skill management strategies in the banking sector to improve organizational performance. It helps the top management of the banks to adopt several strategies for improving the skills of the employee. In addition, these findings can be a road map for the researchers to investigate further Skill management strategies in banks.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Banking sector, Skill management strategies, Employee performance, VOS viewer software, and Bibliometric Analysis

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

A mutual fund is a type of trust that pools money from investors who share a common investing objective. It makes investments with the funds in a variety of instruments, including debt, bonds, and stocks. An open-ended equity diversified fund known as an Equity-Linked Savings Schemes (ELSS) offers investors a tax benefit under section 80 C of the Income Tax Act of 1961. Though it might be difficult for investors to select the right ELSS funds given the abundance of options available, there are always a variety of investment options available to investors, allowing them to save money in various ways and earn substantial returns. Investing in the ELSS program is one option for this saving objective. This research paper aims to investigate the ELSS Tax Saving Mutual Funds offered by AMCs of two prominent private banks, Kotak Mahindra Bank and HDFC Bank, as well as factors that ought to be taken into account when making an investment. Additionally, the performance of the chosen ELSS mutual funds is disclosed by the current study. Various financial instruments are employed to facilitate the analysis. The goal of the study was to evaluate the performance of two chosen ELSS tax savings plans and determine which is a better choice for investors out of the two. Several financial metrics that are often employed in decision-making are also utilized to examine the risk associated with these tax-saving mutual funds.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

ELSS, Mutual Fund, NAV, Annualized Return, Standard Deviation, Beta, Bank, Portfolio.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Deep learning approach plays more important role in the data science, when it comes to the large datasets. In this paper we are analysing Intrusion detection attacks. Intrusion detection plays an important role in ensuring information security, and the key technology is to accurately identify various attacks in the network. In this paper, we investigate how to display an interruption location framework dependent on profound learning, and we propose a profound learning approach for interruption discovery utilizing recurrent neural networks (RNN-IDS). In this project we are going to analyse the KDD datasets which consists of 44 feature based on feature we are going to apply the classification algorithm (Recurrent neural network) which helps in training the data and helps in finding the accuracy. We compare it with those of decision tree, support vector machine, and other machine learning methods proposed by previous researchers on the benchmark data set.

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 Keywords

Deep Neural Networks (DNN), Deep Learning (DL), Network Intrusion Detection System (NIDS),RNN,LSTM.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

At present world, smart phone is an important in the usual life of the mankind. The most advance technologies made the android mobile devices were the mobile users can make transfer the amount to another person account. It is related to the bank transactions. Without bank supports cannot able to transfer the money to another person. We can use this application 24/7 hours. There is no restriction to transfer the amount.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

online payment, mobile wallet, mobile application, online transaction, Paytm, Phonepe, Google Pay, BharatUPI, Airtel Money, Jio Tag, Freecharge, mobile wallet application, server problems.

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Creative Commons Attribution 4.0 and The Open Definition

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: Infection prevention and control (IPC) is a critical component of quality healthcare delivery, encompassing evidence-based strategies to safeguard patients, healthcare workers, and visitors from preventable infections. In Nigeria, infectious diseases pose a significant public health challenge, underscoring the importance of effective IPC measures. This study examines the implications of IPC on quality healthcare delivery in Nigeria. Despite the existence of national policies and guidelines, the country faces challenges in implementing and sustaining effective IPC practices due to resource limitations, inadequate staffing, and limited access to training and education for healthcare workers. Cultural and religious beliefs may also influence healthcare-seeking behaviour and acceptance of IPC measures. Studies conducted in Nigerian healthcare facilities reveal low hand hygiene compliance and suboptimal knowledge and adherence to standard precautions among healthcare workers. To improve IPC practices in Nigeria, sustained investment in healthcare infrastructure, staffing, education, and training is necessary. Engaging the community and addressing cultural and religious barriers can also promote better health outcomes. Strengthening IPC globally is crucial in combating healthcare-associated infections, antimicrobial resistance, and responding to disease outbreaks. Effective IPC measures, such as hand hygiene, environmental cleaning, and appropriate use of personal protective equipment, can significantly reduce the incidence of healthcare-associated infections and improve patient outcomes, ultimately contributing to the delivery of quality healthcare services.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Infection prevention and control, Healthcare-associated infections, Hand hygiene, antimicrobial resistance, Personal protective equipment, Standard precautions, Quality Healthcare.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Anita Desai, a prominent figure in contemporary Indian literature, has often explored the intricate relationship between women and nature in her works. One of her notable novels, "Fire on the Mountain," delves deep into ecofeminist themes, portraying the interconnectedness of women's experiences and the natural world. Through the lens of ecofeminism, Desai sheds light on the exploitation of both women and nature, offering a poignant commentary on the patriarchal structures that perpetuate environmental degradation. Ecofeminism, as a theoretical framework, examines the parallel oppression of women and nature under patriarchal systems. It recognizes the historical and cultural subjugation of both women and the environment, emphasizing their shared vulnerability and interconnectedness. In "Fire on the Mountain," Desai intricately weaves together the stories of Nanda Kaul, an elderly widow, and the majestic Himalayan landscape, illustrating the symbiotic relationship between women and nature. Central to ecofeminist discourse is the recognition of the exploitation of nature as inherently linked to the subjugation of women. Desai skilfully explores this intersectionality, portraying how patriarchal systems perpetuate environmental degradation through the exploitation of both women and natural resources. The novel's title, "Fire on the Mountain," serves as a metaphor for the destructive forces unleashed by human greed and exploitation, which threaten to consume both the land and its inhabitants. Through the character of Nanda's grandson, Raka, who represents the younger generation's disconnection from nature and its consequences, Desai highlights the urgency of reevaluating our relationship with the environment. Raka's indifference towards the land mirrors society's disregard for the interconnectedness of all living beings, symbolizing the destructive consequences of human arrogance and exploitation.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Gender, Ecology, ecofeminism, Nature, Women

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

In the era of AI, Robotics, machine languages, mobile phones, and all other easy ways of communication, we will present the concept of Telepathy. The concept of Telepathy is traced in Indian Puranas and Epics. Many incidents represent communication through telepathy and the way of acquiring the knowledge of how to use it without any mechanical devices or any other equipment. In Amish Tripathi's 'The Shiva Trilogy', we find the use of telepathy technique to reach the receiver from another location. Telepathy not only serves as a unique and plot-enhancing element that reinforces the characters' special abilities and adds to the mystical aura of the story but leaves us a trace for the culture of telepathy.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Psychic connection, Telepathy, Thought transference, Extrasensory perception (ESP), Mental synchronization, Thought reading, Brain-Computer Interfaces, Neural Lace and Brain Implants.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Let G=(V,E) be a connected graph. A Steiner dominating set S?V is said to be Strong hop steiner dominating set if every vertex v?V-S is strongly dominated by some u?S and for every vertex v?V-S there exists u?S such that d(u,v)=2. The minimum cardinality of a strong hop steiner dominating set of G is its strong hop steiner domination number and is denoted by ?_sths (G). In this paper, we determine the strong hop steiner domination number of some special graphs. Some general properties satisfied by this concept are studied.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Steiner dominating set, Hop dominating set, Strong dominating set, Strong hop steiner dominating set

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Creative Commons Attribution 4.0 and The Open Definition