Volume 13 | Issue 7 |

 Abstract

This study examines the impact of financial literacy on consumer awareness and knowledge of equity-based mutual funds offered by Indian banks. An understanding of investor knowledge becomes a crucial component of making responsible financial decisions as retail involvement in equity markets increases, especially through bank-distributed funds. The impact of financial literacy on customers' comprehension, confidence, and investment in equity-based funds from public and private sector banks is examined in this research.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Consumer Awareness, Financial Literacy, Equity-Based Funds

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

In the digital era, the role of library professionals has evolved significantly--from the traditional management of physical collections to the dynamic facilitation of digital knowledge access and user education. This paper explores the critical role that information literacy (IL) plays in empowering library professionals to contribute effectively to the functioning of modern academic libraries, specifically within central universities in India. The study is grounded in a comprehensive empirical investigation involving survey-based responses from 250 library professionals and in-depth interviews conducted with subject matter experts in the field. Data was collected using a structured questionnaire and an interview schedule administered across seven central universities in Delhi. The research examines multiple dimensions of IL, including the current proficiency levels of library staff, the methods they adopt for skill enhancement, the frequency and accessibility of IL training programs, and the perceived importance of IL in their day-to-day responsibilities. The findings reveal a strong consensus on the value of IL among professionals, yet point to a gap in regular, structured training opportunities. The study underscores the urgent need for continuous professional development, institutional commitment to IL integration, and strategic planning to ensure that library services remain adaptive, user-focused, and future-ready in a rapidly changing information landscape.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Information literacy, Library professionals, Digital skills, Library functioning, User satisfaction, Academic libraries

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Creative Commons Attribution 4.0 and The Open Definition

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This paper aims to analyse psychoanalytic feminism , diasporic elements in her poetries.

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Creative Commons Attribution 4.0 and The Open Definition

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Feminism, Psychoanaltic Theory, Diaspora, Linguistic , Gender issues

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Creative Commons Attribution 4.0 and The Open Definition

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Executive Summary Human rights, inherent to all individuals regardless of status, form the foundational bedrock of a just and equitable global society. These universal, inalienable, indivisible, and interdependent entitlements fundamentally challenge traditional notions of state sovereignty by positing an external moral and legal standard for governmental conduct. The internationalization of human rights, significantly catalyzed by the Universal Declaration of Human Rights (UDHR) and subsequent legally binding covenants, has established a comprehensive framework of norms and mechanisms. Protection of these rights is a multi-stakeholder endeavor, critically involving states as primary duty-bearers, robust international organizations, and dynamic people's movements that often serve as catalysts for change. Despite significant progress in codifying and promoting human rights, the contemporary global landscape presents escalating and interconnected challenges. The rise of authoritarianism, particularly through digital surveillance, poses a systemic threat to civil liberties and democratic participation. Forced migration, increasingly driven by climate change, exposes critical gaps in existing legal protections. Persistent issues such as caste-based atrocities and pervasive gender-based violence underscore the limitations of legal frameworks alone in dismantling deeply entrenched systemic discrimination and power imbalances. Addressing these multifaceted challenges necessitates a renewed, concerted commitment from all actors. This includes reinforcing state adherence to international obligations, strengthening the efficiency and adaptability of international organizations, fostering genuine international cooperation, and empowering grassroots movements to continue their vital role in shaping a more equitable and dignified future for all.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Human Rights, internationalization of Human rights, United nations, identity, Gender, migration, Grassroots movements, authoritarianism, climate changes, indigenous people, atrocities

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Creative Commons Attribution 4.0 and The Open Definition

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Urinary tract infections (UTIs) caused by bacteria with resistance to antibiotics are the focus of this research study on T2DM patients in Eastern India. This study intends to provide light on successful methods of treating urinary tract infections (UTIs) in diabetes individuals, which is important because antibiotic resistance is on the rise. For this cross-sectional study, 200 type 2 diabetics who also had a urinary tract infection (UTI) were included. The antimicrobial susceptibility of the isolated pathogens was examined after cultured urine samples were taken. It is clear from the results that this population requires individualised antibiotic treatment due to the high prevalence of antibiotic resistance.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Uropathogens, antibiotic resistance, type 2 diabetes mellitus, and urinary tract infections (UTIs).

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Creative Commons Attribution 4.0 and The Open Definition

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Abstract: With their ability to manage smart devices and set reminders, voice-activated virtual assistants such as Siri, Google Assistant, and Alexa have become a commonplace part of our daily lives. But beneath their benevolent voices are more serious worries: What information do they gather? To whom is it available? How much does our privacy cost? The reality of living with constantly listening gadgets is examined in this study. It explores the workings of these technologies, examines their privacy practices, and draws on actual user experiences to illustrate both their advantages and moral conundrums. This research attempts to advance the creation of voice technology that is not only intelligent but also considerate, reliable, and built with the user's privacy and welfare in mind by analyzing the emotional and societal trade-offs.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Index Terms: Voice Assistants, Privacy, Alexa, Google Assistant, Siri, Data Security, Always Listening, Ethics, Smart Devices, User Consent, Surveillance, Artificial Intelligence, Trust in Technology, Human-Technology Interaction, Data Collection

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Creative Commons Attribution 4.0 and The Open Definition

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Licence: creative commons attribution 4.0

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Creative Commons Attribution 4.0 and The Open Definition

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Third space, Liminality, Heterotopia, Perceived Space, Conceived Space, Lived Space.

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Creative Commons Attribution 4.0 and The Open Definition

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Performance evaluation of concrete materials involves assessing their properties to ensure they meet the required specifications for strength, durability, workability, and other relevant criteria based on the intended application. This process is crucial for both fresh and hardened concrete.

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Creative Commons Attribution 4.0 and The Open Definition

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Cement, Concrete, Fine Aggregayes, Coarse Aggregates, Admixtures

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Tourism in Meghalaya, particularly in Sohra (Cherrapunji) and Mawphlang, has experienced robust growth, fueled by the region's distinctive landscapes and rich cultural assets. However, the overall success and reputation of these destinations hinge significantly on the competencies of their tour guides. This study investigates the current skill levels and service quality of tour guides in Sohra and Mawphlang, with the objective of identifying prevailing skill gaps and proposing actionable strategies for enhancement. Employing a descriptive research design, the study gathered data using a structured questionnaire administered to a conveniently selected sample of active guides from both locations. The analysis reveals that while guides possess strong local knowledge and demonstrate a notable commitment to ethical and sustainable tourism, considerable deficiencies exist in communication, interpretive storytelling, and technology utilization. With less than half of the respondents having received formal training or certification, gaps in professional development and awareness of regulatory standards are evident. Also, inconsistent customer care, limited career development prospects, and inadequate support from local authorities were highlighted as areas needing attention. The results highlight the need for specialised training programs that emphasise storytelling and communication, digital tool integration, and organised certification processes. Recommendations include developing experiential training programs, instituting formal quality assurance processes, enhancing collaboration among stakeholders, and embedding sustainability in all aspects of guide training and practice. By systematically bridging these skill gaps, the local tourism sector can improve visitor experiences, support sustainable community growth, and elevate Meghalaya's standing as a premier ecotourism destination.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

tour guide, skills, training, sustainability, Sohra, Mawphlang

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Creative Commons Attribution 4.0 and The Open Definition

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In this paper the concept of fuzzy semi Hyper-connected spaces in fuzzy topological Spaces are introduced. Several characterizations of fuzzy semi Hyper-connected space and the relations of fuzzy semi Hyper-Connected space and other fuzzy topological spaces are studied.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Fuzzy semi-open set, Fuzzy semi-nowhere dense set, fuzzy semi-first category, fuzzy semi-dense, fuzzy semi-Baire space and fuzzy semi hyper-connected space.

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Creative Commons Attribution 4.0 and The Open Definition