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  IJCRT Search Xplore - Search all paper by Paper Name , Author Name, and Title

Volume 13 | Issue 4 |

Volume 13 | Issue 4 | Month  
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  Paper Title: On (1,2) gr Compactness in bitopological space

  Author Name(s): Mrs. S. Archana Devi, Ms. H. Zainab Nilofer

  Published Paper ID: - IJCRT2504216

  Register Paper ID - 281497

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504216 and DOI :

  Author Country : Indian Author, India, 625531 , Theni, 625531 , | Research Area: Mathematics All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504216
Published Paper PDF: download.php?file=IJCRT2504216
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504216.pdf

  Your Paper Publication Details:

  Title: ON (1,2) GR COMPACTNESS IN BITOPOLOGICAL SPACE

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Mathematics All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b769-b772

 Year: April 2025

 Downloads: 84

  E-ISSN Number: 2320-2882

 Abstract

In this paper, we introduce the so-called (1,2)gr-compactness in bitopological spaces. In particular, several inferred properties of the (1,2)gr-compact spaces and their connections with bitopological spaces are studied using (1,2)gr-closed sets.


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 Keywords

(1,2)gr-closed sets, (1,2)gr-continuous maps, (1,2)gr-irresolute, (1,2)gr-compactness.

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: EFFECTS OF TWELVE-WEEK STRUCTURED TRAINING PROGRAM ON MOTOR FITNESS VARIABLES OF SECONDARY SCHOOL FIELD HOCKEY PLAYERS

  Author Name(s): Dr. Shankara Murthy K M, Mr.Umesh S

  Published Paper ID: - IJCRT2504215

  Register Paper ID - 281435

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504215 and DOI :

  Author Country : Indian Author, India, 577451 , shivamogga , 577451 , | Research Area: Others area

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504215
Published Paper PDF: download.php?file=IJCRT2504215
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504215.pdf

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  Title: EFFECTS OF TWELVE-WEEK STRUCTURED TRAINING PROGRAM ON MOTOR FITNESS VARIABLES OF SECONDARY SCHOOL FIELD HOCKEY PLAYERS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Others area

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b763-b768

 Year: April 2025

 Downloads: 100

  E-ISSN Number: 2320-2882

 Abstract

This study investigates the impact of a twelve-week structured training program on speed and flexibility in secondary school male hockey players. An experimental design was used with 50 male participants (aged 14-17 years) from Government school students of Davanagere district divided into experimental (n = 25) and control (n = 25) groups. The experimental group followed a structured regimen, while the control group continued routine activities. Speed (50-meter dash) and flexibility (Sit and Reach Test) were assessed pre- and post-training. Paired t-tests showed significant improvements (p < 0.05) in the experimental group, highlighting the effectiveness of systematic training. Future research should explore additional motor fitness variables.


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 Keywords

Motor fitness, speed, flexibility, structured training, experimental design, hockey players.

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  Paper Title: AI Innovation in E-Commerce: Trends, Opportunities and Challenges

  Author Name(s): Dipshi, Dr. Tripti Sharma

  Published Paper ID: - IJCRT2504214

  Register Paper ID - 280733

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504214 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504214
Published Paper PDF: download.php?file=IJCRT2504214
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504214.pdf

  Your Paper Publication Details:

  Title: AI INNOVATION IN E-COMMERCE: TRENDS, OPPORTUNITIES AND CHALLENGES

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b756-b762

 Year: April 2025

 Downloads: 91

  E-ISSN Number: 2320-2882

 Abstract

E-commerce has witnessed rapid advancements over the past decade, particularly in the post-COVID era. The increasing competition in the sector and the emergence of new technological innovations have compelled e-commerce businesses to integrate artificial intelligence (AI) to maintain a competitive edge. AI encompasses a range of technologies that enable machines to mimic human cognitive functions, offering solutions with higher levels of intelligence. This includes the use of machine learning algorithms, natural language processing, computer vision, and advanced tools such as virtual try-ons, AI-powered shopping assistants, and automation, all of which have significantly transformed consumer shopping experiences by enhancing recommendation systems and personalizing user interactions. Beyond improving user engagement, AI also provides businesses with opportunities to enhance operational efficiency, boost sales, and reduce costs through innovations in inventory management and supply chain optimization. This paper examines emerging trends in AI technologies within e-commerce, highlights their key benefits, and discusses challenges such as implementation costs, privacy concerns, and algorithmic biases. Addressing these challenges is crucial for ensuring the successful deployment of AI in the rapidly evolving e-commerce landscape.


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 Keywords

Artificial Intelligence, E-Commerce, Online Businesses, AI Trends, AI Tools

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  Paper Title: An Exploratory study on Investor Awareness and Investment Portfolio of GenZ

  Author Name(s): Dr. Madhura Milind Kulkarni, Ms. Pramila Subhash Yadav

  Published Paper ID: - IJCRT2504213

  Register Paper ID - 281500

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504213 and DOI : http://doi.one/10.1729/Journal.44564

  Author Country : Indian Author, India, 421301 , Kalyan, 421301 , | Research Area: Commerce and Management, MBA All Branch

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504213
Published Paper PDF: download.php?file=IJCRT2504213
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504213.pdf

  Your Paper Publication Details:

  Title: AN EXPLORATORY STUDY ON INVESTOR AWARENESS AND INVESTMENT PORTFOLIO OF GENZ

 DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.44564

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce and Management, MBA All Branch

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b751-b755

 Year: April 2025

 Downloads: 95

  E-ISSN Number: 2320-2882

 Abstract

Abstract: Investment is a slow and gradual process which provides high return over a period of time, selecting appropriate path plays pivotal role in the growth of assets. Generation Z is the backbone of the economy. The study aim to investigate the investor awareness and investment portfolio of GenZ of Mumbai Metropolitan Region(MMR) with the primary information gathered from 244 respondents, also secondary data help is taken to aid knowledge of investing habits of GenZ. There are many benefits of investing such as it helps to cope up inflation, retirement planning, liquidity, tax benefit, diversification, wealth accumulation etc. The data analysed by applying Z Test: Two Sample for Means , p-value is 0 which is < 0.05 where study shown awareness of investment avenues have impact on investors preference. Also study found Gen Z investors are more interested for higher return than retirement planning. Social media has also played significant role in advising to Gen Z investors for assortment of investment as per need of hour.


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 Keywords

Investment Awareness, Gen Z, MMR, Investment behaviour.

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  Paper Title: Federalism, Paradiplomacy and Foreign Policy: Juxtaposition between De facto and De Jure

  Author Name(s): ARPON SARKI

  Published Paper ID: - IJCRT2504212

  Register Paper ID - 281273

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504212 and DOI :

  Author Country : Indian Author, India, 732125 , MALDA, 732125 , | Research Area: Social Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504212
Published Paper PDF: download.php?file=IJCRT2504212
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504212.pdf

  Your Paper Publication Details:

  Title: FEDERALISM, PARADIPLOMACY AND FOREIGN POLICY: JUXTAPOSITION BETWEEN DE FACTO AND DE JURE

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Social Science All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b740-b750

 Year: April 2025

 Downloads: 83

  E-ISSN Number: 2320-2882

 Abstract

The article basically focus on how the federal relation affected by foreign policy making and implementing by centre taking its constitutionality defined prerogative under various constitutional provision. In past, ruling government in New Delhi often ignores the local dynamism while making and implementing the foreign policy. However with the increasingly influence of the states government in foreign policy-making and is mostly due to development of twin fact i.e., liberalization of Indian economy in 1990 and rise of regional politics, the smaller state-based parties started to play a role in national politics at the centre. India do have case where centre-regional party conflict over foreign policy (in case of Sri Lanka and Bangladesh) often overshadow the implementation of coherent national foreign policy discrepancies and with the change of Government in Delhi, governments seems to finding it important to engage in domestic deal making for the successful actualization of their foreign policy agenda as it reflect from the creation States Division within the Ministry of External Affairs by the present ruling government in New Delhi


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 Keywords

foreign policy, paradiplomacy, constitution, federalism, praxis

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  Paper Title: From Words To SQL: Utilizing LangChain and LangSmith For Query Generation

  Author Name(s): Mithun S R, Dheeraj H, Gangadhar V, Kalmesh M Teli, Gyanappa A Walikar

  Published Paper ID: - IJCRT2504211

  Register Paper ID - 281369

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504211 and DOI :

  Author Country : Indian Author, India, 562149 , Bengaluru, 562149 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504211
Published Paper PDF: download.php?file=IJCRT2504211
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504211.pdf

  Your Paper Publication Details:

  Title: FROM WORDS TO SQL: UTILIZING LANGCHAIN AND LANGSMITH FOR QUERY GENERATION

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b731-b739

 Year: April 2025

 Downloads: 82

  E-ISSN Number: 2320-2882

 Abstract

For people lacking technical knowledge, natural language searching significantly increases data access. Knowledge of database architecture and the particular language linked with conventional SQL retrieval techniques could impede the efficient use of data. By combining LangChain and LangSmith, this project builds an NL2SQL (Natural Language to SQL) framework converting user queries into comparable SQL statements. Advanced natural language processing (NLP) technologies (Huang et al., 2021) used by the system allow smooth interactions across several database schemas, management of complicated queries including joins and aggregations, and exact interpretation of user intent. Given the model's architecture for generating cross-database code, it is vital to emphasize that the only database backends accessible for implementation are MySQL, PostgreSQL, and SQLite. By reducing dependence on technical teams, the proposed approach speeds up decision-making.


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 Keywords

Natural language processing, LangChain, LangSmith, data democratization, machine learning, query optimization, SQL query generation

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  Paper Title: Plant Disease Classification Using Transfer Learning

  Author Name(s): Mohmad Zia, Shelly Jha, Wasiuddin Syed, Nilesh Bhelkar

  Published Paper ID: - IJCRT2504210

  Register Paper ID - 281413

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504210 and DOI :

  Author Country : Indian Author, India, 400102 , Mumbai, 400102 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504210
Published Paper PDF: download.php?file=IJCRT2504210
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504210.pdf

  Your Paper Publication Details:

  Title: PLANT DISEASE CLASSIFICATION USING TRANSFER LEARNING

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b725-b730

 Year: April 2025

 Downloads: 80

  E-ISSN Number: 2320-2882

 Abstract

Plant diseases are a major problem for agricultural products, they directly impact the quality of crops and yield. It is necessary to detect these diseases as soon as possible to take the appropriate actions and to minimize potential losses. This study focuses on developing an automated plant disease detection system using image processing techniques used along with machine learning and deep learning algorithms. Furthermore, the study discusses the challenges involved in plant disease detection, such as variations in leaf color, shape, size, and environmental conditions, which can affect the performance of the algorithms. Strategies for overcoming these challenges, such as data augmentation and transfer learning, are also explored to enhance the system's adaptability and accuracy across diverse plant species and diseases.


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 Keywords

Convolutional Neural Network; Leaf Mold; Bacterial Spot; Early Blight; Late Blight; Mosaic Virus; Plant Disease Classification.

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: Study on the problems experienced by the fishermen community in Ramanathapuram District

  Author Name(s): Dr. K. Kavitha Maheswari, Mr. S. Vincent Xavier

  Published Paper ID: - IJCRT2504209

  Register Paper ID - 281121

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504209 and DOI :

  Author Country : Indian Author, India, 620 002 , Tiruchirappalli , 620 002 , | Research Area: Social Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504209
Published Paper PDF: download.php?file=IJCRT2504209
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504209.pdf

  Your Paper Publication Details:

  Title: STUDY ON THE PROBLEMS EXPERIENCED BY THE FISHERMEN COMMUNITY IN RAMANATHAPURAM DISTRICT

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Social Science All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b717-b724

 Year: April 2025

 Downloads: 89

  E-ISSN Number: 2320-2882

 Abstract

The fishing community in Ramanathapuram District faces significant socio-economic, environmental, and occupational challenges. This study examines key issues such as income instability, financial constraints, market exploitation, and health risks that impact their livelihoods. Fluctuating fish prices, middlemen dominance, and limited access to financial aid push many fishermen into economic insecurity. Government subsidies and welfare programs are often inaccessible due to bureaucratic hurdles and poor implementation, leaving the community without adequate support.Occupational hazards remain a pressing concern, with fishermen exposed to unsafe working conditions, physical injuries, and musculoskeletal disorders. Climate change further aggravates their difficulties by reducing fish populations, altering fishing patterns, and increasing extreme weather events. While marine conservation policies aim to protect ecosystems, they often restrict access to traditional fishing zones, threatening fishermen's incomes. Financial constraints also hinder the adoption of modern fishing technologies, limiting their ability to adapt to changing conditions. Health risks, including inadequate medical facilities and psychological stress due to economic instability, further impact their well-being. Poor infrastructure, such as insufficient transportation and storage facilities, leads to additional financial losses. Despite the availability of government welfare programs, ineffective policy implementation prevents many from accessing these benefits.This study highlights the urgent need for targeted interventions, including financial support, fair market access, improved safety measures, and sustainable fishing practices. Strengthening fishermen's representation in policymaking, investing in modern fishing technologies, and implementing disaster risk reduction strategies can help secure their future. Addressing these challenges holistically is crucial to ensuring both the well-being of the fishing community and the sustainability of the fisheries sector.


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 Keywords

Fishermen community, occupational hazards, climate change, financial instability, sustainable fisheries

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  Paper Title: Distributed AI Framework for Misinformation Identification

  Author Name(s): Yash Gupta

  Published Paper ID: - IJCRT2504208

  Register Paper ID - 281360

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504208 and DOI :

  Author Country : Indian Author, India, 560069 , Bengaluru, 560069 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504208
Published Paper PDF: download.php?file=IJCRT2504208
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504208.pdf

  Your Paper Publication Details:

  Title: DISTRIBUTED AI FRAMEWORK FOR MISINFORMATION IDENTIFICATION

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b707-b716

 Year: April 2025

 Downloads: 90

  E-ISSN Number: 2320-2882

 Abstract

This research presents a decentralized platform that combines artificial intelligence with blockchain technology to combat fake news. Our proposed system leverages a Web3 architecture to create transparent verification processes while ensuring data privacy through federated learning. Experimental results demonstrate 92% accuracy in detecting misinformation using multimodal deep learning models, with verification results immutably stored on blockchain. The platform's decentralized voting mechanism successfully identified and corrected AI misclassifications in over 92% of contested cases, even with significant adversarial participation. Blockchain integration provides unprecedented transparency in the verification process, addressing trust deficits in traditional fact-checking systems. While technical users showed high adoption rates, interface simplification remains necessary for broader public participation. This framework represents a significant advancement in combating misinformation by combining AI capabilities with blockchain transparency.


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 Keywords

Decentralized Verification, Fake News Detection, Web3, Artificial Intelligence, Natural Language Processing, Blockchain, IPFS, Decentralized Voting, Transparency, Data Integrity.

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: A Study on Digital Initiatives Integrated in Various Flagship Schemes of Financial Inclusion in India

  Author Name(s): Mr Eshwar V

  Published Paper ID: - IJCRT2504207

  Register Paper ID - 281498

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2504207 and DOI : http://doi.one/10.1729/Journal.44563

  Author Country : Indian Author, India, 570023 , Mysore, 570023 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2504207
Published Paper PDF: download.php?file=IJCRT2504207
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2504207.pdf

  Your Paper Publication Details:

  Title: A STUDY ON DIGITAL INITIATIVES INTEGRATED IN VARIOUS FLAGSHIP SCHEMES OF FINANCIAL INCLUSION IN INDIA

 DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.44563

 Pubished in Volume: 13  | Issue: 4  | Year: April 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 4

 Pages: b699-b706

 Year: April 2025

 Downloads: 93

  E-ISSN Number: 2320-2882

 Abstract

Digitalization has its significant contribution in the process of Viksit. The Hon'ble President of India, Smt. Droupadi Murmu in her address to Parliament, on 31st January, 2024 said, "It was beyond the imagination of some people that, even in villages, routine buying and selling will be done digitally", further in the same address she also informed "46 Percent of the world's total real time digital transaction take place in India" and "a record of 1200 crore transactions were done through UPI last month", i.e. as on 31st January, 2024. Even though Digitalization can be said as one of the subsets for achieving Viksit, digitalization by itself is a very large area, as digitalization can be adopted in various sectors viz... finance, health, transport, urbanization (smart city). Financial Inclusion also plays a vital role in the overall growth (Viksit). Various studies have reported on matters pertaining to financial inclusion, few studies among them are (i) Financial Inclusion Index (ii) Government of India Population Census (iii) NSSO Survey/Reports (iv) CRISIL - Inclusix, (v) RBI Reports, (vi) IMF Survey on Financial Access (vii) NABARD All India Rural Financial Inclusion Survey. Conducting surveys, reporting data pertaining to financial inclusion has been a continuous process, "Report of the Committee on Financial Inclusion, January 2008", Chaired by C Rangarajan, is one among the surveys and reports, conducted during early 2000. Preface of this report starts with the statement "Access to finance by the poor and vulnerable groups is a prerequisite for poverty reduction and social cohesion" further as per the report scope of financial services includes credit, savings, insurance, payments and remittance facilities. Executive Summary and Recommendations section of the report, defines financial inclusion. Department of Financial Services, under the Ministry of Finance, Government of India, with the moto "Jan Dhan to Jan Suraksha" have rolled out various schemes for achieving financial inclusion, their flagship schemes are (i) Pradhan Mantri Jan Dhan Yojana, (ii) Atal Pension Yojana, (iii) Pradhan Mantri Jeevan Jyoti Bima Yojana, (iv) Pradhan Mantri Suraksha Bima Yojana (v) Pradhan Mantri Mudra Yojana and (vi) Stand Up India. Even though there are studies on Viksit Bharath 2047, Digitalization in India and Financial Inclusions, studies integrating all the three and having the focus on digitalization of various schemes of financial inclusion for a Viksit Bharath can be stated as a research gap. This study is an attempt to explore various flagship schemes rolled out by Department of Financial Services, under the Ministry of Finance, Government of India for achieving financial inclusion and this study has also tried to extract the various digital initiatives integrated in those flagship schemes. This being an exploratory study, have used various secondary data as major source. The recent surveys, reports compared with the data reported in a decade or two i.e. from early 2000s, shows a significant increase towards achieving the financial inclusion, but on the other hand the scope still remains when it comes for matters pertaining to spreading of awareness about Government schemes and initiative, grievance reporting process, catering for the needs of all. India being highly diversified, utmost care to be taken during the execution of various schemes and also need to constantly check as to the intent of the policy maker is not being departed, during the executions.


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(i) Financial Inclusion (ii) Digital Initiatives (iii) Jan Dhan (iv) Jan Suraksha

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ISSN: 2320-2882
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