Volume 6 | Issue 3 |

 Abstract

It is, no doubt, true that in the case of underdeveloped countries, the process of transformation, either germinating within the rural segment or bringing the latter within its orbit of influence, will play a crucial role and should, therefore, occupy an important position in their development strategy. It is, however, equally true that the rural and the urban processes are inseparably interwoven in the socio-economic fabric and that the strategies of rural development cannot be operationalized outside the total development process straddling the rural - urban continuum. The growing importance of the financial intermediaries has led the government to realise the necessity of slowly transferring the ownership of some of the important financial institutions from private ownership to state control (Clifford Gomez, 2010: p.11). Accordingly, the Government took initiative for setting up of new financial institutions and to nationalize some existing private financial institutions. As a result, in 1948 the Reserve Bank of India was the first institution that was nationalized by the government. Further, Industrial Finance Corporation of India (IFCI) was the first development financial institution established in the year 1948. This institution was set up by an Act of the Parliament with an objective of providing medium and long-term credit to the industrial concerns in India. It was originally incorporated as statutory corporation but with a view to impart greater operational flexibility as also to enhance its ability to respond to the need of changing financial system, it was incorporated as a company in May 1993 (Mathura et al. 2005: p. 93). Later on, it has been realized that, it was not possible for a single institution to meet the diverse credit needs of small and medium enterprises dispersed in other parts of the country.

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 Keywords

SIDBI, NABARD, Micro Credit.

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Creative Commons Attribution 4.0 and The Open Definition

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Learning happens through various means and modes. One such mode is Android application to teach the utmost important basic activity of daily living skill to be learned by the children with Special needs in order to manage themselves as independently as possible in their basic routines. The present study focused on teaching toileting skill to the children with Autism by using mobile application which gives both audio and visual inputs as instructions to perform the skill in step by step manner. Pre and posttest control group design was used for this study and results revealed that there was a significant difference in the achievement of the Toileting skill between Experimental and Control group indicating that the Android application is more effective in achieving the toileting skill compared to the traditional picture flash card method.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Android App, Toilet Training, Autism Spectrum Disorder

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Bihar ke garibe

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Bihar ke garibe

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Creative Commons Attribution 4.0 and The Open Definition

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Priority sector lending is a scheme guided by govt. and RBI to commercial banks about obligatory deployment of credit to preferred and desired sectors and sections of the economy. Preferred sectors and sections are agriculture, small scale industries, small businessman, education, housing finance etc. and sections of the society are below income persons. The object behind PSL (Priority Sector Lending) is equitable and sustainable economic development at desired direction. To attain the said objectives, banks were nationalized in India in1969. Since in this scheme banks were entrusted to fulfill some targets and sub-targets of deployment of credit such as 40 per cent for domestic banks and 32 per cent for foreign banks was fixed for priority sector lending of their total advances. Though public sector banks have progressed remarkably and achieved their targets, private sector banks are lagging behind in this respect. Now on invent of some new schemes like PSL banks in India are shaping the economy and are providing an impetus to the economy. Despite various qualities and goodness, the scheme is not free from problems. Author has made an attempt through this treatise to highlight these problems and suggested some ideas for effective formation of the scheme. The over all future of this scheme in India is bright but needs a regular review process.

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 Keywords

Society, Commercial Banks, Economic, Finance

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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Eutrophication, Anthropogenic, Nutrients.

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 Abstract

Ling Ke Sandarsh

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Ling Ke Sandarsh

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Culture is a word for individuals� lifestyle, which means the way people do things. There are different groups of people who have different cultures. Men do different types of cultural activities using land as agriculture, settlements, trade & transport and commercial use etc.These activities differfrom place to place and nation to nation. Its development depends on the historical procedure functioning in a local, regional or national context. Haridwar district is culturally rich region. It lies in the foothills of Siwalik hills. In this paper an attempt has been made to know the pattern of some cultural activities like land use & land cover and trade and transport. For this secondary data has been collected from different sources then to reach the final result, the data has been analyzed using SPSS.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Culture, Agriculture, Land use, Trade and Transport

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Creative Commons Attribution 4.0 and The Open Definition

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Abstract The present study traces the concept of inclusive education in schools in the Kerala context. This investigation was undertaken to study the problems faced by the secondary school teachers regarding different aspects of inclusive education.The data for the present investigation were collected from 200 secondary school teachers from Palakkad and Thrissur district of Kerala; with the help of self-developed questionnaire for secondary school teachers. The responses to open ended questions in the questionnaire were interpreted with the help of content-analysis technique.Although, it has been reflected by majority of secondary school teachers that inclusive education is a better alternate for educating special children as compared to special education, but certain problems have been highlighted by the teachers that are acting as hindrances in making inclusive education, a successful venture.The suggestions have also been formulated for making inclusive education more effective.

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Key word-Inclusive Education

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Abstract The phases of Demographic Dividend of India attract the attention of the policy makers that the increasing labour force must demand employment so the policymakers have to ensure enough employment opportunities for the increasing youth labour forces. Employment is the need of the country without ensuring enough employment opportunities in the economy the vision of development can�t be completed. In the current scenario India is moving towards capital intensive Production instead of traditional labour intensive production so for this improvement in the labour forces i.e. Skill Development is required which can be done by Proper Vocational Education and training. So this paper attempts to analyse the quantitative relationship between the total Enrolment in vocational courses and Total Employment of India using Sample Regression Model with the help of RBI and NSSO data. So we will analyse the Impact of Vocational Education and Training on Employment generation in India.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Demographic Dividend, RBI, NSSO, Vocational Education and training, Employment

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Creative Commons Attribution 4.0 and The Open Definition

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Rapid development of supercomputers and the prospect of quantum computers are posing increasingly serious threats to the security of communication. Using the principles of quantum cryptography, quantum communication offers provable security of communication and is a promising solution to counter such threats. Quantum cryptography that does not depend on the computer capacity of the adversary but is absolutely guaranteed by the laws of quantum physics, although it is in an initial stage, it is necessary to motivate the work for research purposes in the academic world, industry and society in general is taken as a solid alternative of security.

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Creative Commons Attribution 4.0 and The Open Definition

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Rapid development of supercomputers and the prospect of quantum computers are posing increasingly serious threats to the security of communication. Using the principles of quantum cryptography, quantum communication offers provable security of communication and is a promising solution to counter such threats. Quantum cryptography that does not depend on the computer capacity of the adversary but is absolutely guaranteed by the laws of quantum physics, although it is in an initial stage, it is ne

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Creative Commons Attribution 4.0 and The Open Definition