Volume 11 | Issue 1 |

 Abstract

Credit is one of the critical inputs for agricultural development. It capitalizes farmers to undertake new investments and/or adopt new technologies. The importance of agricultural credit is further reinforced by the unique role of Indian agriculture in the macroeconomic framework along with its significant role in poverty alleviation. Realizing the importance of agricultural credit in fostering agricultural growth and development, the emphasis on the institutional framework for agricultural credit is being emphasized since the beginning of the planned development era in India. In India, a vast network of financial institutions exists, with the co-existence of dual (institutional and non-institutional) financial systems operating in the rural credit market. A large number of institutional and non-institutional agencies lend money to farmers (directly or indirectly) for their short- and long-term needs.

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 Keywords

short term credit, medium term credit, long-term credit, Co-operatives, agriculture credit

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 Abstract

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‘सरोज स्मृति’ : शोकगीत का औदात्य

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Key word:-Immediate skin to skin contact, maternal outcome, neonatal outcome.

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: Based on a recent World Health Organization (WHO) report, there are currently 284 million people with visual impairments worldwide. One of the biggest challenges people with a visual impairment (VI) face in their daily lives is detecting and recognizing objects. A system is developed for an object detector that can identify objects at a certain distance and detect them for visual impairment individuals and other significant uses. Existing object detection algorithms require a significant quantity of training data, which makes the process more time-consuming, complex, and challenging. By using the Raspberry Pi, the ultrasonic sensors included in the system may detect obstacles in the path, and when they do, a camera is activated to take pictures of the object in the path. By using the deep learning object detection algorithms, it will specify the name of the object that is picked up by the camera and output will be produced from the headset, which can allow the person to understand what is in front of them. Accordingly, this system may be of first-rate use for blind people and assist them in their day-to-day work.

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 Keywords

Raspberry pi 3 modules, voice assistant, camera module, object detection, pi camera, speech recognition.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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 Keywords

Innovation, sustainable, agro and allied activities, opportunity

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Abstract: The proposed study of this paper would examine the moods in Bodo. Bodo language is spoken in Assam concentrated mainly on the foothills of Bhutan and some parts of Meghalaya, west Bengal and abroad in Bangladesh. A large number of scholars have studied the language and literature of Bodo but a very few has studied the moods of Bodo. Grammatical mood is a form of verb used to refer to the quality of the verb in the sentence. It also indicates the tone of a verb in a sentence. It is used to refer to a verb category or form which indicates whether the verb expresses a fact (the indicative mood), a command (the Imperative mood), a question (the conditional mood), or a wish or Possibility (Subjunctive mood) mood. This study would highlights the details occurrences or uses of moods in Bodo which would be a very few roads for the upcoming scholars to go to the further study and a little contribution to literature and the society as well as country.

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 Keywords

Bodo, language, moods, literature, society.

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The basic objective of this paper to disscuss the employment and poverty patterns in Urban India and across major states using NSSO data for the period 1999-2000 to 2017-18.The similar trend is seen across major state as well as,through the pattern varied widely.In this whole paper secondary data have been used.The main focused of this paper that the share of CL among the urban male workers is only 14.9 % at the all india level,while it ranges from 7.7% in Gujarat to 32.1 % in Kerala and as far as Haryana in concerned it is 11.0 %.This paper analyzed that in the case of Urban females the share of RE and CL differs only marginally from that of Urban males while SE is marginally higher among the former.

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 Keywords

Patterns,Concerned,Marginally,Higher,Urban

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A characteristic of the banking sector in the world is its turbulent and competitive growth and Indian banking sector is not an exception to this. In addition, a number of non-bank companies are entering the banking sector, offering financial products and Services (e.g., Airtel Payment Bank, GM auto loans,). This offered customers many options for choosing banking services. Online banking has attracted the attention of banks, securities firms, brokerage houses and insurance companies. As this is going to be the order in future enhancing its effectiveness is a sine-qua-non and this paper explains the initiatives to be taken so as to enhance its effectiveness by taking samples from the bank customers in Bangalore, India.

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Internet banking, electronic services, Automatic Teller Machines, Chip based cards

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Creative Commons Attribution 4.0 and The Open Definition

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SFSS, Dental fear, Dental Fear Survey, Behavior therapy, Bhopal

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The COVID-19 pandemic is a massive global health crisis and rapidly spreading pandemic of recent times. As compared to the earlier pandemics the world has witnessed, the COVID-19 pandemic is now on the top of the list in terms of worldwide coverage. This is the first time the whole world is affected simultaneously and struck strongly in a very short span of time. Initially the only way to curb the spread of the virus was to impose a nationwide lockdown which resulted in complete shutdown of all fitness and wellness centers in the country. This gravely impacted all the fitness enthusiasts both physically and mentally. In this paper, the authors aimed at understanding the unique experiences of fitness enthusiasts during the period of lockdown due to COVID-19. The study reveals that initially the participants lacked motivation to work out and also had impaired situational perception. They also faced mental challenges due to change in routine. It also resulted in overdependence on social media during the lockdown. The participants showed gradual positive increase in motivation and improved self-perception. Their daily social media times reduced and the also felt better psychologically. Daily structured workouts greatly helped them to stay fit both physically and mentally.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

COVID-19 pandemic, health crisis, fitness and wellness centers, fitness enthusiasts, mental challenges, structured workouts, staying fit.

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Creative Commons Attribution 4.0 and The Open Definition