Volume 11 | Issue 1 |

 Abstract

This study focused on the social health insurance (PhilHealth) utilization by rural indigents in selected barangays in the municipality of Moncada. The study sought to determine the profile rural indigents, PhilHealth utilization of rural indigents, problems encountered by rural indigents in using PhilHealth, proposed measure for the utilization of PhilHealth among rural indigents, and implication of this study to Public Health Management. Using quantitative descriptive research, the researcher examined PhilHealth utilization of 100 rural indigents in selected barangays in the Municipality of Moncada. Using survey questionnaire, interview and documentary analysis, the researcher collected relevant data for the study. The data collected were analyzed using frequency and ranking as its primary statistical tools. Based on the responses received from 100 rural indigents in Moncada Tarlac, the following findings were derived. Majority of the rural indigents PhilHealth members belong to age bracket ranging from 18-45 years old, mostly female, with less than 10,000 pesos income monthly, with 3-4 dependents, and has been PhilHealth members for less than 5 years. Respondents got their PhilHealth membership thru 4Ps and Listahanan Program; the amount PhilHealth coverage is considered insufficient by respondents; respondents use their PhilHealth for lifestyle diseases; rural indigents prefer to use in-patient benefits of PhilHealth but rarely use their PhilHealth in a year. Additional expenses, minimal knowledge of PhilHealth coverage and benefits, and access to nearby health facilities are just some of the barriers for PhilHealth utilization by rural indigents. Additional financial subsidy and health infrastructures and increase awareness of PhilHealth coverage are just some of the intervention sought for Phil health utilization. The study recommends conducts of seminars, expansion of financial assistance thru Malasakit Centers, annual review of PhilHealth beneficiaries, development of preventive health programs, and increase number of RHUs and staffs among rural communities.

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 Keywords

Philhealth

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Creative Commons Attribution 4.0 and The Open Definition

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An Online sports advertising and management system help administration, customers, and guests quickly know the latest news on sports like tournaments. My online sports advertising and management system is a PHP-based web application that uses the MySQL database. There are three modules in this project: the first is admin, the second is customer, and the third is guest. If we talk about admin, their job is to manage all functions related to the game, schedule, tournament, booking requests, news, and team and the customer can log in and register, view game details, and request a game schedule booking. The third type is a user who can view tournaments, scheduled tournaments, and register for tournaments. The admin is the most important part of this online sports advertising and management system because he manages all of the events and schedules the time of the sports, as well as deciding who will be on the playing team and who will be on the extra team. All employees associated with the sports management system are managed by admin.

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KEYWORDS: Registration, Admin, Customer and Guest

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Creative Commons Attribution 4.0 and The Open Definition

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The aim of present investigation was undertaken with the objective of formulating buoyant tablet of Tolperisone HCl. Tolperisone HCl is a skeletal muscle relaxant. Drug is more stable in acidic medium (pH < 4.5), and in alkaline medium (pH 4 to 7) tolperisone breaks down into 4-MMPPO [2methyl-1-(4methylphenyl)-propanone] and piperidine. Thus, the patient is exposed to an uncontrollable quantity of genotoxic agent 4-MMPPO. 32 full factorial designs were used for optimization of formulation variable. The drug: polymer ratio (X1) and concentration of sodium bicarbonate (X2) were selected as independent variables, while time required for drug release 50% (t50), time required for drug release 90% (t90), drug release at 12hr (Q12), Floating lag time, release rate constant (k) and diffusion exponent (n) were selected as a dependent variable. Prepared tablets were evaluated for pre compression and post compression parameters. The release mechanisms were explored and explained by applying zero order, first order, and Higuchi and Korsmeyer equations. Regression analysis and analysis of variance were performed for dependent variables. Optimized formulation (B6) showed 99.27% drug release at the end of 24 hrs and maximum similarity factor (f2= 74.41) and minimum dissimilarity factor (f1= 4.24) with theoretical release profile of Tolperisone HCl. Optimized formulation followed by anomalous nonFickian release mechanism and found to be stable after 21 days at accelerated condition.

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 Keywords

Tolperisone HCL, muscle relaxtant, floating matrix

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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ancient heritage, corporate lessons, Bhagawad Gita, Ramayana, Mahabharath

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Creative Commons Attribution 4.0 and The Open Definition

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Financial inclusion is a critical indicator of development as access to bank accounts, loans and other financial services helps in eliminating poverty, promoting inclusive growth and decreasing inequality. Empowering rural women through financial inclusion helps them to move out of the often-exploitative informal sector into more productive activities that would help enable themselves and their families with financial stability. Access to financial services helps them to accumulate assets and have control over their household resources by increasing their savings. This paper provides a comprehensive view of various financial inclusion schemes launched by the Government of India to empower rural women. The relevant data for this study has been collected from several research journals, articles and government websites.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Financial Inclusion, Rural Women, Empowerment

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Creative Commons Attribution 4.0 and The Open Definition

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Abnormal Uterine bleeding, Asrugdar, Endometrial Hyperplasia, premenopause.

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Creative Commons Attribution 4.0 and The Open Definition

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Background: - Family planning does have a wider view, dealing with birth control, reproductive health, as well as premarital and pre conception counseling. Understanding why people do not use family planning is critical to address unmet needs and to increase contraceptive use. Studies showed that 38% and 78% of the potential demand for family planning was not achieved in Ethiopia and Oromia, respectively. The aim of this study was to assess knowledge, attitude and intention use of modern family planning methods. Method: - Cross sectional designed, Sample size (n=348), SSPS-20, Chi-square test and P< 0.2. Results: - Over all knowledge 60.6% and positive attitude by 62.4% of respondents and near three fourth (68.4%) intended to use in the future. Conclusion: - Respondents have a high knowledge and a positive attitude towards family planning methods. The multivariable analysis of the final result model female youth students time the live in urban, place they birth and grew, pocket money, and living with parents were found significant barriers for plan to use modern family planning methods and high major predictors of strength association. Recommendations:- Increase effort to reproductive health services, well motivated and Continuous effort to educate all young equally in rural and urban.

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Keywords: Contraceptive method, Family Planning, Modern Family Planning and Youth Center

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Creative Commons Attribution 4.0 and The Open Definition

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The study examined the nexus of board attributes and real earnings management among quoted Deposit Money Banks (DMBs) in Nigeria. The study specifically examined the effect of board size and board independence on the REM proxy, i.e., discretionary loan loss provision. The final sample was thirteen (13) banks listed on the Nigerian Exchange Group (NGX). The study relied on secondary data from annual financial statements for the period 2012 to 2022. The data were analyzed using the pooled ordinary least square regression. The finding showed that there is a significant negative effect of board size on real earnings management and that board independence negatively influence real earnings management in Nigerian banks. The study, therefore, recommended that bank shareholders increase the number of directors in a bank to oversee manager behaviour. Banks should also increase the percentage of non-executive directors to oversee managers' operations. The study reaffirms the importance of corporate governance in reducing unethical management tendencies to indulge in real activities manipulation.

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Board Size, Board Independence, Real Earnings Management, Loan Loss Provision

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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Creative Commons Attribution 4.0 and The Open Definition

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Amukkara Thailam, Phytochemical, Antioxidant

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Creative Commons Attribution 4.0 and The Open Definition

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Union Bank had merged with Andhra Bank and it came into effect from April, 2020. In this regard the financial performance of Union Bank and Andhra Bank had been compared between pre-merger and post-merger period. Three years pre-merger (2017 to 2019) and post-merger (2020 to 2022) financial years have been used for conducting this research work. Secondary data had been taken financial statement of Union Bank and Andhra Bank has been procured from respective websites and reliable sources. The analysis of mergers gives knowledge about the actual performance of the banks. When the bank performance does not meet the expectations then such decisions of mergers need to be avoided in future. Hence in this regard the merger between Andhra Bank and Union Bank had been great success. Public sector banks are viewed as static organizations and more bureaucratic in nature. However the recent decisions by banking sector had surprised by adopting latest technology. Further it is evident that Union Bank had enhanced the quality of its services with sophisticated technology. The customers of the bank can perform various activities such as deposits, payments and loan application filling by using internet banking. Overall merger between Andhra Bank and Union Bank had been proved a success in the banking sector.

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Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Mergers, acquisition, banking, fundamental analysis, financial performance.

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Creative Commons Attribution 4.0 and The Open Definition